For Malayalees settled abroad

Your Kerala affairs. Sorted.

One trusted relationship to organise, protect and manage everything you hold in Kerala — property, documents, professionals, family matters and the unexpected — with the discretion and rigour of a family office.

Built for families in the US, UK, Canada and Australia who may not visit Kerala for years at a time.

One relationship

A dependable point of contact for everything in Kerala.

One local presence

Someone to coordinate when a matter needs a person on the ground.

One continuity

A record and a relationship that carries across generations.

The problem

Your interests are in Kerala. Your life is somewhere else.

A property inspection needs one person. A legal matter needs another. Government paperwork, someone else. Maintenance needs a contractor. A family situation leaves you wondering whom to call. The problem is not a shortage of people who can do these things — it is the absence of one dependable relationship that brings them together.

ExpatsKerala is designed to be that layer: understand the requirement, find the right resource, coordinate the work, follow it through and keep you informed.

Karyasthan Services

Someone to call. Someone keeping an eye on things.

Your Karyasthan is the single point of contact for your Kerala affairs. ExpatsKerala does not replace your advocate, Chartered Accountant, surveyor, valuer, architect or engineer — it understands the complete requirement, organises the information, coordinates the right people and remains accountable for follow-through.

The level of involvement is yours to set: on-demand access, proactive oversight, or dedicated stewardship.

“You do not need to know everyone in Kerala. You need to know whom to call.”

The ExpatsKerala proposition

Karyasthan is not a substitute for regulated professionals or statutory emergency services. It is the relationship that identifies the appropriate resource, coordinates local action and maintains follow-through.

Understands the requirement

Looks beyond the immediate task and understands the context before deciding what needs to happen.

Finds and briefs the right resource

Coordinates vetted professionals, service providers and on-ground assistance where required.

Follows through

Tracks the matter, keeps you informed and maintains a record of what was done.

Keeps the wider picture in view

Gold and Platinum relationships add monitoring, portfolio organisation and proactive review.

Karyasthan Services

Your Kerala affairs. One coordinated relationship.

Your Karyasthan is the relationship layer. Expert Services provides paid consultations, reports, investigations and opinions; our professional network and Man Friday provide specialist and on-ground execution when needed.

What we manage

Asset & affairs management

The structured, technical side of Karyasthan.

  • Property and asset inspection, verification and monitoring
  • Coordination of advocates, CAs, surveyors, valuers, architects and engineers
  • Government liaison, certificates and documentation
  • Succession, continuity and estate-planning coordination
  • Compliance and ongoing portfolio matters

Personal & family concierge

For everything that doesn't fit neatly into a category.

Helping an elderly parent, coordinating a hospital visit, arranging a family requirement, getting someone somewhere urgently — tell your Karyasthan what needs to be done. We find a way to get it done.

Specialist insight when you need it

Expert Services

Consult. Check. Investigate. Get an opinion.

Buy a specialist consultation, a structured audit/report or a written professional opinion as a defined product. Available to all members, with preferential access and pricing for Gold and Platinum.

Explore Expert Services

Four paid product types

  • CONSULT — live specialist consultations
  • CHECK — audits, verification and reports
  • INVESTIGATE — lawful fact-finding where the position is unclear
  • OPINION — written specialist opinions

How we execute

Professional network

Vetted advocates, Chartered Accountants, surveyors, valuers, architects and engineers — appointed, briefed and tracked on your behalf for every asset and affairs matter.

Man Friday — your feet on the ground

When the solution needs someone physically present, our on-ground network can visit, verify, collect, deliver, coordinate and follow through on your behalf.

How Karyasthan works

From request to resolution.

Six steps, the same every time — so you always know where a matter stands and who is holding it.

Tell us

Start with the situation, or begin with your Kerala Portfolio.

We assess the context

Your Karyasthan works out what needs to happen and whether specialist support is required.

We find the right resource

Where necessary, we bring in a vetted professional, provider or on-ground resource.

We get it moving

Appointments, instructions, local visits, documents and vendors are coordinated within the agreed scope.

We keep you informed

You receive updates until the task is completed or handed to the appropriate professional.

We remember

Gold and Platinum keep the context, so you never start from the beginning.

Karyasthan membership

Choose how involved you want us to be.

Three tiers, defined by the level of ExpatsKerala involvement: access, oversight and stewardship. You can move up at any time, and most families start where their most pressing matter sits.

Access

Karyasthan Basic

On demand · pay as you use

Best if you generally manage your own Kerala affairs and want dependable help when something comes up.

  • Karyasthan helpdesk
  • Access to vetted professionals
  • Access to Man Friday on-ground assistance
  • Property, document and government tasks on request
  • Urgent assistance on request
  • Individual services quoted separately
  • Expert Services products at standard member pricing
Start with Basic

Stewardship

Karyasthan Platinum

Premium annual retainer

Best if your family has multiple assets or complex affairs and needs one person who holds the full Kerala picture.

  • Everything in Gold
  • Named Karyasthan
  • Comprehensive Kerala Portfolio
  • Proactive portfolio oversight
  • Comprehensive professional coordination
  • Succession and continuity coordination
  • Annual portfolio strategy review
  • Priority assistance for urgent matters
  • Annual Expert Services credit allowance
  • 20% member advantage and priority Expert Services access
Enquire about Platinum

Membership pays for the level of ExpatsKerala involvement — access, organisation, monitoring, coordination and accountability. Expert Services products are separately priced unless expressly included as a membership benefit or redeemed against an applicable credit allowance. External professional fees outside a defined Expert Services product, government charges, travel, substantial on-ground work and separately scoped projects may be additional.

My Kerala Portfolio

Your Kerala. Organised.

Important information is usually scattered across title deeds, bank files, emails, advisers, relatives and memory. My Kerala Portfolio creates one organised record of what you hold in Kerala and what your family may one day need to know.

One place. One picture. Better continuity.

  • Properties and ownership details
  • Bank accounts, deposits and investments
  • Insurance and vehicles
  • Legal matters and important documents
  • Family property and business interests
  • Professional contacts and pending matters
  • Succession information and important dates
  • Information your family may need

ExpatsKerala Expert Services

Consult. Check. Investigate. Get an expert opinion.

Defined, separately priced products for matters that need specialist judgment, structured verification or lawful fact-finding. Start with a consultation, commission a report to check a defined position, investigate when the facts themselves are unclear, or obtain a written professional opinion you can act on.

CONSULT

Consultations

Live specialist call from ₹3,500.

Understand the issue before deciding what to do.

CHECK

Reports & audits

Structured verification from ₹10,000.

Check a defined asset, document, status, risk or compliance position.

INVESTIGATE

Investigation & verification

Lawful fact-finding from ₹12,500.

Use when you do not yet know what is actually happening on the ground.

OPINION

Written expert opinions

Specialist written views from ₹12,500.

Get a considered professional view on a defined question.

Start here if the issue is not yet clear

Kerala Affairs Diagnostic

A structured 60–75 minute session covering property, documents, tax, family/property issues and pending matters, ending with a prioritised Kerala Action List: Immediate · Important · Monitor · No Action.

Fixed fee₹7,500Book diagnostic
Member advantage: Basic accesses Expert Services at standard pricing. Gold includes one annual Expert Consultation and receives 15% off Expert Services products. Platinum receives priority access, a 20% member advantage and an annual Expert Services credit allowance.

Investigation & Verification — when you need facts, not assumptions

Property & occupancy

Find out what is actually happening on the ground

4 investigations

Property Status Investigation

from ₹15,000

Lawful fact-finding into the present status of a Kerala property where ownership, use, occupation, access, encroachment, activity or local circumstances are unclear.

Request investigation

Tenant / Occupancy Investigation

from ₹15,000

Establishes, through lawful enquiries and available records, who appears to be occupying the property, the apparent basis of occupation and material issues requiring follow-up.

Request investigation

Land & Records Investigation

from ₹20,000

Coordinates searches and enquiries across relevant accessible records and local sources where the documentary or land-record position is incomplete, inconsistent or uncertain.

Request investigation

Construction Progress Investigation

from ₹15,000 + travel

Independently establishes the apparent physical progress of construction or refurbishment where an overseas owner needs to verify representations being made by a contractor, vendor or local coordinator.

Request investigation
Transactions & counterparties

Verify material facts before you rely on them

3 investigations

Transaction Background Check

from ₹20,000

Lawful background verification of material facts relating to a proposed property, investment or private transaction using available records and appropriate local enquiries.

Request investigation

Vendor / Contractor Verification

from ₹12,500

Checks material representations concerning a vendor, contractor or service provider and, where relevant, verifies the apparent status of work, business presence or deliverables.

Request investigation

Document Source Verification

from ₹15,000

Coordinates lawful verification of the source, issuing authority or accessible record trail of a document where authenticity or provenance requires confirmation.

Request investigation
Family, assets & disputes

Establish the factual picture before deciding the next move

3 investigations

Inheritance / Family Property Investigation

from ₹25,000

Fact-finding into property history, possession, available documents, relevant parties and unresolved factual gaps before succession, partition or professional advice.

Request investigation

Kerala Asset Trace

from ₹25,000

Searches and coordinates lawful checks of publicly or otherwise legally accessible information to identify or verify relevant Kerala property, business or asset interests within an agreed scope.

Request investigation

Dispute Fact Investigation

from ₹25,000

Organises lawful factual and documentary enquiries around a live or emerging dispute so that the client and assigned professional can work from a clearer evidential picture.

Request investigation
Investigation & Verification boundary: ExpatsKerala undertakes only lawful fact-finding, record checks, site verification and appropriate enquiries within an agreed scope. It does not undertake covert surveillance, interception, impersonation or activity requiring regulatory authority that ExpatsKerala does not hold. Where licensed or specialist investigative services are required, appropriately authorised professionals are engaged. Verification checks a defined fact or status; an investigation is used when the underlying factual position itself is uncertain.

Audit reports — independent verification

Asset & property

Ownership, title and site condition

5 reports

Core Asset Audit Report

₹12,500

Consolidated audit of all Kerala assets — land, property, gold, deposits, mutual funds and insurance — verifying current ownership, survey and thandaper numbers, and encumbrance status against official records.

Book / request

Title & Encumbrance Audit Report

₹17,500

Independent audit of the Encumbrance Certificate, pending mutations, patta and title deed status, and litigation flags per property.

Book / request

Physical Property Verification Audit

₹15,000 + travel

On-site, GPS-tagged, photo- and video-documented audit confirming the property exists, matches records, and that boundary, possession and occupancy are as believed. Flags encroachment or unauthorised construction with a risk rating.

Book / request

Property Valuation & Appreciation Audit Report

₹15,000

Independent fair-market-value assessment per property with locality trend commentary, benchmarked against acquisition cost.

Book / request

Rental / Income Yield Audit Report

₹10,000

Rent collected versus arrears, tenant compliance and TDS deducted, with net yield calculated after property tax and maintenance.

Book / request
Financial & compliance

Portfolio, tax and repatriation

3 reports

Investment Portfolio Audit Report

₹20,000

Consolidated audit of NRE/NRO deposits, mutual funds, stocks and chit funds across institutions.

Book / request

Tax & Compliance Audit Report

₹15,000

Property tax dues, income tax filing status, and NRI-specific FEMA, TDS and repatriation compliance flags.

Book / request

Sale & Proceeds Repatriation Audit Report

₹20,000

Transaction audit trail covering sale summary, capital gains computation, Section 195 TDS compliance, NRO routing, RBI repatriation limits, Form 15CA/15CB status and a final net-realisation figure.

Book / request
Estate & risk

Succession and exposure

2 reports

Succession & Estate Readiness Audit Report

₹15,000

Will status and nominee details across every asset class, with gaps flagged.

Book / request

Dispute / Litigation Exposure Audit Report

from ₹20,000

Pending court cases, encroachment disputes or family partition issues tied to your assets.

Book / request
Flagship

The full picture, once a year

1 statement

Annual Consolidated “Kerala Net Worth” Audit Statement

from ₹20,000

Single-page executive roll-up of all audits, reviewed by your relationship manager.

Book / request

Expert opinions — delivered through our expert panel

Property & title

Before you buy, transfer or sell

4 opinions

Title Verification Opinion

₹15,000

Confirms clear and marketable title before a purchase, inheritance transfer or sale.

Book / request

Land Classification Opinion

₹15,000

Reclassification eligibility for nilam, paddy or wetland-designated land under Kerala's Conservation of Paddy Land & Wetland Act.

Book / request

Encroachment & Boundary Dispute Opinion

from ₹20,000

Legal standing and remedy options where a neighbour or relative has encroached on the property.

Book / request

Power of Attorney Validity Opinion

₹12,500

Whether a PoA executed and attested abroad is valid and sufficiently broad for a specific Kerala transaction.

Book / request
Succession & estate

Wills, heirs and certificates

3 opinions

Succession Rights Opinion

₹15,000

Heirship analysis under the Indian Succession Act, Hindu Succession Act or Muslim personal law, across heirs in several countries.

Book / request

Will Validity & Probate Requirement Opinion

₹15,000

Whether a foreign will covers Indian assets or a separate Indian will or probate is required.

Book / request

Legal Heir vs. Succession Certificate Opinion

₹12,500

Which certificate is required for a given asset class — bank account, immovable property or shares.

Book / request
Tax & regulatory

FEMA, tax and repatriation

4 opinions

Residential Status & Tax Liability Opinion

₹15,000

RNOR, NRI or Resident classification and its effect on Kerala income and global income disclosure.

Book / request

Capital Gains Tax Planning Opinion

₹20,000

Section 54, 54F and 54EC structuring considered before a sale is executed.

Book / request

FEMA Compliance Opinion

₹20,000

Whether a specific acquisition, gift or inheritance complies with FEMA, including older or informally acquired property.

Book / request

Repatriation Eligibility Opinion

₹15,000

Whether proceeds from a specific asset qualify for repatriation under current RBI rules and remaining annual limits.

Book / request
Family & structuring

Partition, gifts and risk

3 opinions

Partition Deed Opinion

₹15,000

Validity and tax implications of dividing family property among heirs, several of whom may be abroad.

Book / request

Gift Deed Opinion

₹12,500

Tax and stamp duty implications of gifting property to children or a spouse, including cross-border considerations.

Book / request

Benami Transaction Risk Opinion

₹25,000

Exposure assessment where property is held in a relative's name for convenience, given tightened Benami Act enforcement.

Book / request
Business & investment

Before you commit capital

2 opinions

FDI / FEMA Structuring Opinion

₹25,000

Structuring guidance for NRIs investing in Kerala businesses or real estate development ventures.

Book / request

Due Diligence Opinion

from ₹25,000

Pre-investment legal review of a specific property or business deal you are considering.

Book / request
Litigation exposure

When a dispute is live or looming

2 opinions

Case Merit Opinion

from ₹20,000

Assessment of an ongoing or threatened dispute — property, labour or criminal — back home.

Book / request

Enforcement of Foreign Judgment / Decree Opinion

from ₹25,000

Recognition and enforcement of a foreign court order in India, or an Indian order abroad.

Book / request

Consultations — a live call with a specialist, no written opinion

Property & title

Buying, selling, letting

3 consultations

Property Purchase Consultation

₹3,500

Talk through a property you are considering with an advocate on the panel — what to check, what to ask the seller and where NRIs typically get caught.

Book / request

Sale & Exit Consultation

₹3,500

Sequencing a sale from abroad: PoA, buyer due diligence, TDS, timing and how proceeds reach you.

Book / request

Tenancy & Rental Consultation

₹3,500

Tenant problems, agreement terms, deposits, eviction realities and what to put in place before letting a property.

Book / request
Succession & estate

Planning ahead, or after a death

2 consultations

Estate Planning Consultation

₹3,500

How your Kerala assets should pass on, whether you need an Indian will, nominations and what your children abroad will actually have to do.

Book / request

Inheritance & Heirship Consultation

₹3,500

After a death in the family: which certificates, which office, in what order, and how heirs in several countries participate.

Book / request
Tax & regulatory

NRI tax, FEMA and repatriation

2 consultations

NRI Tax Consultation

₹3,500

A Chartered Accountant on the panel walks through your residential status, Kerala income, filing obligations and double-taxation relief with your home country.

Book / request

FEMA & Repatriation Consultation

₹3,500

Whether and how a specific sum can leave India — NRO routing, limits, forms and timelines — before you commit to a transaction.

Book / request
Family & structuring

Shared property and family arrangements

1 consultation

Family Property Consultation

₹3,500

Partition, gifts between family members, property held in a relative's name, and how to regularise an informal arrangement without a dispute.

Book / request
Business & investment

Putting capital into Kerala

1 consultation

Kerala Investment Consultation

₹3,500

A first conversation about a business, development or investment idea — structure, FEMA route, partners and what due diligence to commission.

Book / request
Litigation exposure

Disputes, notices and cases

1 consultation

Dispute Strategy Consultation

₹3,500

A notice has arrived or a case is threatened. Understand your position, options and realistic timelines with an advocate before responding.

Book / request

Expert Services Packs — several answers, one defined scope

Property Health Check

Title/EC review + physical verification + basic property status report.

₹25,000Request pack

NRI Property Sale Check

Document readiness + tax/FEMA consultation + repatriation review.

₹25,000Request pack

Buying Property in Kerala Check

Document/title review + purchase consultation + risk summary.

₹30,000Request pack

Inheritance & Family Property Check

Family-property consultation + document review + succession/partition issue identification.

₹20,000Request pack

Kerala Portfolio Health Check

Review of up to 3 Kerala assets/interests + consolidated findings.

₹35,000Request pack

Property Facts & Risk Pack

Property status investigation + targeted record checks + consolidated factual findings for specialist review.

from ₹35,000Request pack

Comprehensive Kerala Affairs Audit

Property + documents + compliance + family/continuity review.

from ₹50,000Request pack
Prices shown apply to standard-scope matters. Investigations are generally priced on a 'from' basis because the enquiry may expand as facts emerge. Where document volume, number of assets, complexity or specialist work exceeds the standard scope, the fee will be confirmed before work begins. Government searches, official charges, travel and third-party expenses are additional where applicable. Audit reports are prepared under ExpatsKerala's quality framework. Expert opinions are issued by the assigned qualified specialist, who bears professional responsibility for the substance of the opinion. ExpatsKerala's role is panel vetting, briefing, coordination, quality control of the process and follow-through.

When something unexpected happens

Your go-to in Kerala.

Karyasthan does not replace police, ambulance, hospitals or statutory emergency services. Where those are required, they remain the appropriate first responders. ExpatsKerala assists with local coordination and follow-through within the agreed scope. Part of Personal & family concierge.

A legal notice arrives. A property problem develops. An elderly parent needs practical help. A family member is hospitalised. An important document is urgently required. There is a death in the family. Or the situation simply does not fit a category.

Call your Karyasthan. We assess what is happening, identify the appropriate people and coordinate what needs to happen locally — with Man Friday on the ground when someone needs to physically be there.

What members say

Handled, from wherever you are.

Members across four continents, one common relief: someone in Kerala who answers, and who already knows the background.

“Fifteen years in the US, and for the first time someone in Kerala answers on the first ring. My father's property, the tenant, the tax notices — one call, handled.”
SM
Suresh M.Chicago, USA — member since 2025
“The Kerala Portfolio alone was worth it. My children now know exactly what we own, where the documents are, and who to call.”
AT
Annie T.London, UK — Gold member
“Our house stood locked for eleven years. Within a month it was inspected, documented and under proper watch.”
GK
George K.Toronto, Canada — Karyasthan client

Our story

Built by people who have lived the problem.

Not a business plan that went looking for a market — an arrangement the founders built for their own families first, then for friends, then for everyone who kept asking how it worked.

ExpatsKerala did not begin as a business plan. It began as an arrangement the founders built for their own requirements, then extended to friends and family — a practical answer to the question every Malayalee abroad eventually asks: who is actually looking after things back home? A property that needs an eye kept on it, a document that needs an original signature, a parent's affairs that need someone reliable nearby. The tasks are ordinary; finding one dependable person for all of them rarely is.

The founding team brings together nearly two decades of international legal practice, advising HNIs and corporates across the Gulf and the Western world on property, probate, employment and commercial disputes. From that vantage point one gap was clear: for the growing number of Malayalees permanently settled in the US, UK, Canada and Australia, occasional visits home are no longer part of the rhythm of life — which makes one dependable, full-time relationship more important than ever.

ExpatsKerala, and its Karyasthan arm, was built to be that relationship: rooted in Kerala, run to the standards of a family office, and organised for people who may not set foot in the state for years but still need it looked after properly.

  • Origin

    The gap became impossible to ignore

    Clients had individual professionals for individual problems, but no single relationship that held the whole picture — and no one thinking about the next generation.

  • Foundation

    A three-person founding team

    Legal strategy, financial and family-office expertise, and international legal practice combine to shape the approach.

  • Today

    One platform, two verticals

    ExpatsKerala as the parent relationship; Karyasthan spanning asset and affairs management and personal and family concierge.

Leadership

The team behind ExpatsKerala.

A founding team combining legal strategy, financial stewardship and international legal practice — brought together to build the trusted layer Kerala families abroad have been missing.

AA

Arun Abraham

Founder — strategy, operations & legal

International legal strategist and crisis manager with almost two decades as an expat across the Gulf and the Western world. Advises multinationals and HNIs on complex cross-border legal matters and high-stakes disputes. Diaspora community leadership including StrandedAbroad.Org, with deep NRI legal expertise and a community network across the Gulf and Western Malayalee diaspora.

HM

Hemanth Menon

Co-founder — strategy & finance

Chartered Accountant and family office specialist. Principal at MenonCapitalInc, with senior finance roles at Allied Blenders, Diageo / United Spirits and Whyte & Mackay Glasgow. Extensive global networks across finance, FMCG and the Malayalee diaspora, with deep expertise in NRI financial compliance, FEMA, capital structuring and private wealth management.

A

Amar

Co-founder

International legal consultant with close to two decades of experience as an expat. Shapes ExpatsKerala's cross-border legal coordination and brand direction, connecting the platform's international legal practice with its Kerala-rooted purpose and its focus on the permanently settled Western diaspora.

Common questions

What members usually want to know.

Something not covered here? Ask us directly — we answer plainly, before you commit to anything.

What is the difference between Basic, Gold and Platinum?

The difference is the level of involvement. Basic is reactive and on-demand. Gold adds proactive organisation, monitoring and coordination. Platinum adds a Named Karyasthan and comprehensive, continuous oversight of the family's Kerala interests.

Does ExpatsKerala provide legal, accounting or other regulated advice?

Where professional or regulated advice is required, the work is undertaken by an appropriately qualified or licensed professional. ExpatsKerala's role is to identify the need, coordinate the appropriate resource and follow through.

Can I use Karyasthan only when I need something?

Yes. Karyasthan Basic is designed for on-demand use, without the deeper ongoing involvement of Gold or Platinum.

What is My Kerala Portfolio?

An organised record of your Kerala assets, documents, professional contacts, pending matters and continuity information. Gold and Platinum use it as the foundation for the ongoing relationship.

Can I call Karyasthan in an urgent situation?

Yes, within the service scope. Basic can request urgent assistance; Gold and Platinum receive priority handling. Police, ambulance, hospitals and other statutory emergency services remain the appropriate first responders where required.

What is the difference between a report and an investigation?

A report or audit checks a defined asset, document or status against an agreed scope. Investigation & Verification is used when the facts themselves are unclear — for example, you do not know who is occupying a property, what is happening on a site, whether a contractor's representations are accurate, or how records and local facts fit together. All enquiries are conducted lawfully and within a defined scope.

How do we communicate across time zones?

Most members work with their Karyasthan over WhatsApp and email, with calls arranged around your hours. Everything agreed is recorded so nothing depends on a single conversation.

Talk to us

You may live anywhere. Your Kerala affairs should never be unattended.

Tell us a little about your situation and we will come back to you with how we would approach it — and which level of involvement makes sense. No obligation.

Start with Basic when you need us. Move to Gold when you want us keeping an eye on things. Choose Platinum when you want a Named Karyasthan who understands the full picture.

Please enter your name.

Please enter a WhatsApp number with country code.

That email address doesn't look right.

Please choose an option so we route your enquiry correctly.

WhatsApp us